8 things you need to know before starting a budget
Are you thinking of starting a budget? Or have you already thought about it, looked into it, but feel overwhelmed? What are some things to know before starting a budget?…
The Ultimate Budgeting Checklist
It can all be so overwhelming, can't it? At least it was for us. We were staring down the barrel of over $100,000 in debt, living paycheck to paycheck, and…
Why Do I Need an Emergency Fund?
We've had our share of emergencies in our house. Anything from medical to mechanical to household messes; we've had them. Before we started a budget, we'd simply swipe our debit…
6 Budgeting Apps You Need to Rock Your Finances
There are a lot of tools out there today to help you budget. What you choose to use all depends on what you find easiest! Some like apps, others like…
Why Spouses Shouldn’t Have Separate Bank Accounts
This is going to be a controversial topic, but I hope you stick with me. If you are married and have separate bank accounts (even if you have one joint…
How to Budget on an Irregular Income
When we started paying off debt, my husband had an irregular income. It really threw me off. I wasn't quite sure how to know exactly how much to allocate to…
A beginner’s guide to budgeting
Are you brand new to budgeting and looking for a beginner's guide to budgeting to get you started? You've come to the right place! Or, have you tried it and…
4 Tips to Budget for Irregular Expenses
Bills that fluctuate in amount can really throw a budget off. And irregular bills can account for a good chunk of overall monthly expenses. Think things like electricity, gas, groceries,…
How We Paid Off $100,000 in Debt
Getting out of debt was one of the most challenging, rewarding, exhausting, and exhilarating processes we have done. We had a goal and we worked really, really hard to get…
How Do the Baby Steps Work?
I quickly mentioned part of Dave Ramsey's baby steps in my post about getting out of debt to be able to stay home with our baby. Let's dig into it…
