When I started budgeting, I realized I was spending about 10% of my income on junk. Coffee shops, junk food, eating out at restaurants and fast food places, and dumb…
I am a huge advocate for cash envelope systems for budgeting. Big fan. The cash envelope system was such a big part of our debt-free journey. Every single payday, I…
It's tough enough to decide you're going to put yourself on a budget. Plus, having to remember everything you spend money on each month. Because leaving things out of your…
Have you been struggling to keep up with your monthly budget and curious about budget binders? One of the hardest pieces of getting your finances together is just starting. It…
Have you been curious as to what this no spend challenge is all about? Or have you heard of the no spend challenge, but want to know exactly how to…
Are you looking for frugal Christmas gift ideas and thinking about going DIY this year? One thing I love doing is turning on a Christmas music marathon, lighting the fireplace,…
Frugal living is not just about being cheap (although those terms get confused!). Living frugal is about being more intentional with your money. Doing your research before you purchase, and…
I remember sitting down to calculate all of our debt. The number kept climbing, and I was still nowhere near the end of the list of debts to add in.…
I've mentioned Dave Ramsey's envelope system in a lot of posts, but haven't had the chance to really dive into how it works. And if the cash envelope system for…
Are you thinking of starting a budget? Or have you already thought about it, looked into it, but feel overwhelmed? What are some things to know before starting a budget?…