It’s a term you hear about, might know something about, but might not fully understand its implications on your finances. The compound interest I am talking about here is on credit cards, not in your investing portfolio. I was talking to a good friend recently. […]
Fights about money are some of the most common in a relationship. There is undoubtedly something about money that the two of you do not agree on. And since money can be an extremely sensitive topic, it can get the argument heated very quickly. There […]
Our family took a bit of a break during the holiday season, so it’s good to be back and to see you here! Between it being H’s birthday and Christmastime with family, December was a busy month. Now we’re back in the thick of things. […]
Christmas is such a joyous time, and is my favorite time of year. Everyone acts so different: you get a “pay it forward” free coffee at Starbucks. People actually let you cross lanes in front of them instead of speeding up. You get friendly smiles […]
Credit cards are everywhere these days! Chances are you’ve had at least one (I know I did!). You’re wondering if you should keep it, or possibly get another one. But let’s talk through this first. We had just gotten out of debt and started on […]
Bills that fluctuate in amount can really throw a budget off. And irregular bills can account for a good chunk of overall monthly expenses. Think things like electricity, gas, groceries, water. These monthly expenses make it difficult to sit down once a month and create […]
Getting out of debt was one of the most challenging, rewarding, exhausting, and exhilarating processes we have done. We had a goal and we worked really, really hard to get to it. I spoke about it briefly in the Digging out of debt to stay […]
This is a big one, and one that has a lot of people turning back around and walking away. Cloth diapering. In essence, it sounds nice. It saves you a ton of money on disposable diapers and saves the environment. On the other hand, you […]
I quickly mentioned part of Dave Ramsey’s baby steps in my post about getting out of debt to be able to stay home with our baby. Let’s dig into it a little more to see what it can do for you. Dave Ramsey put together […]
Budgeting is hard. I’m just going to say that right now. We work hard and want to unwind and spend what we want, when we want. The problem with spending what we want, when we want is that we will run out. Fast. And before […]