Christmas is such a joyous time, and is my favorite time of year. Everyone acts so different: you get a “pay it forward” free coffee at Starbucks. People actually let you cross lanes in front of them instead of speeding up. You get friendly smiles […]
Credit cards are everywhere these days! Chances are you’ve had at least one (I know I did!). You’re wondering if you should keep it, or possibly get another one. But let’s talk through this first. We had just gotten out of debt and started on […]
Bills that fluctuate in amount can really throw a budget off. And irregular bills can account for a good chunk of overall monthly expenses. Think things like electricity, gas, groceries, water. These monthly expenses make it difficult to sit down once a month and create […]
Getting out of debt was one of the most challenging, rewarding, exhausting, and exhilarating processes we have done. We had a goal and we worked really, really hard to get to it. I spoke about it briefly in the Digging out of debt to stay […]