The ultimate budgeting checklist

It can all be so overwhelming, can’t it? At least it was for us. We were staring down the barrel of over $100,000 in debt, living paycheck to paycheck, and spending more than we were bringing in. In those moments, almost everything is run on […]

Why do I need an emergency fund?

We’ve had our share of emergencies in our house. Anything from medical to mechanical to household messes; we’ve had them. Before we started a budget, we’d simply swipe our debit card in the case of an emergency and hope we had enough money to get […]